Everything you need to know about offering equipment finance at your checkout — from getting set up to getting paid.
Becoming a supplier partner is straightforward. Visit equippay.com.au/partner and complete the short partner application. Once reviewed and approved, you'll receive access to your partner dashboard, your unique partner ID, and the widget embed code.
Our partnerships team will guide you through setup, which typically takes less than a business day. There's no minimum sales volume required to get started and no lock-in period.
There is no upfront cost or ongoing subscription fee for suppliers to offer EquipPay. EquipPay generates revenue through the finance product — not through supplier fees. This means you can offer finance at your checkout at zero direct cost to your business.
For specific commercial arrangements or high-volume partnerships, speak with our partnerships team directly.
EquipPay partners with any Australian business that sells equipment to other businesses. This includes:
If your customers buy equipment for business use and the price point is typically $5,000 or above, EquipPay is likely a strong fit for your checkout.
No. There is no minimum number of deals required per month to maintain your EquipPay partner account. Whether you have one financed deal per quarter or fifty per month, your partnership remains active.
EquipPay is designed to work at whatever scale fits your business — from a single-location supplier to a national dealer network.
As a supplier partner, you receive:
We see our supplier partners as long-term relationships, not transactions. Our goal is for your conversion rate to go up — that's how we both win.
The EquipPay widget is a small piece of embed code — similar to adding a payment button or live chat — that can be placed on any product page, pricing page, or checkout. It displays a live repayment estimate showing your customer what the equipment will cost per week or month (e.g., "From $265/week"), and opens a full 60-second application when clicked.
The widget is fully responsive and works on mobile, tablet, and desktop. Your customers never leave your website during the application — it's all handled within an embedded flow.
The EquipPay widget works on all major website platforms, including:
No developer is required for the standard embed. For deeper integrations — such as custom checkout flows, webhooks, or white-label experiences — see our Developer documentation.
Yes. EquipPay isn't just a website tool — it works in in-person and phone-based sales environments too. From your partner dashboard, you can generate a unique finance link or QR code for a specific deal and send it directly to your customer via SMS or email. They complete the application on their own device in under 60 seconds.
This makes EquipPay equally powerful whether you're quoting on a construction site, demoing equipment in your showroom, or following up a phone inquiry.
Yes. The standard widget can be configured with your partner ID so it displays your business name and integrates visually with your site. You can customise the button label, colour, and default finance amount to suit the products on any specific page.
For fully white-labelled experiences — where EquipPay branding is removed and replaced with your own — this is available via our API integration. Speak with our partnerships team about white-label options.
Payment to suppliers is processed once the finance formally settles — typically within 1–2 business days of approval and documentation being completed by the customer. You issue your standard invoice or delivery confirmation, and the finance amount is paid directly to you by the lender.
Your customer then repays the lender over their chosen term. Once settlement occurs, your payment is guaranteed — you are fully protected from any credit risk associated with your customer's future repayment performance.
As a supplier partner, you are not liable for your customer's repayment performance. Once the finance settles and you have been paid, the lending relationship is solely between the customer and the lender. EquipPay and the lending panel manage any repayment issues directly with the customer — this is completely separate from your relationship with us.
This is one of the core commercial benefits of embedded finance over extending your own credit (such as offering payment terms or buy-now-pay-later arrangements yourself). Your cash position is protected from the moment settlement occurs.
Yes. Once your customer is approved, the lender will require a supplier invoice to process settlement. This is your standard business invoice — showing the equipment description, serial number or model, purchase price, and your ABN.
You'll be prompted via your partner dashboard and by email when an invoice is required. EquipPay's team will guide you through the settlement process if it's your first time.
Your partner dashboard gives you real-time visibility of every customer deal — from the moment they click Apply through to funded and settled. You can see:
You'll also receive email notifications when key milestones occur — approval, document requests, and settlement confirmation. The dashboard is also available as a mobile-friendly web app so you can check deal status from anywhere.
Yes. You can configure the widget to appear only on specific products or categories — for example, only showing finance options for items above $5,000, or only on commercial-grade product lines. You control where the widget appears on your site.
This is configurable through your partner dashboard or by adjusting the embed code parameters. Our setup team will help you configure this correctly during onboarding.
Join suppliers across Australia already converting more customers with EquipPay. Setup takes less than a day.